All notices from Peggy Bere Designs to You may be posted on our  Web site and will be deemed delivered within thirty (30) days after  posting. Notices from You to Journal Creations shall be made either by  regular mail, sent to the address we provide on our Web site, or first  class mail to our address at:
Delivery shall be deemed to have been made by You to Journal Creations five (5) days after the date sent. 

All content appearing on this Web site is the property of:
Journal Creations
Copyright  © 2019 Journal Creations. All rights reserved. As a user, you are  authorized only to view, copy, print, and distribute documents on this  Web site so long as (1) the document is used for informational purposes  only, and (2) any copy of the document (or portion thereof) includes the  following copyright notice: Copyright © 2019 Journal Creations. All  rights reserved. 

All brand, product, service, and process names appearing on this  Web site are trademarks of their respective holders. Reference to or use  of a product, service, or process does not imply recommendation,  approval, affiliation, or sponsorship of that product, service, or  process by Journal Creations. Nothing contained herein shall be  construed as conferring by implication, estoppel, or otherwise any  license or right under any patent, copyright, trademark, or other  intellectual property right of Journal Creations or any third party,  except as expressly granted herein. 

This site may contain other proprietary notices and copyright  information, the terms of which must be observed and followed.  Information on this site may contain technical inaccuracies or  typographical errors. Information, including product pricing and  availability, may be changed or updated without notice. Journal  Creations and its subsidiaries reserve the right to refuse service,  terminate accounts, and/or cancel orders in its discretion, including,  without limitation, if Journal Creations believes that customer conduct  violates applicable law or is harmful to the interests of Journal  Creations and its subsidiaries. 

This site may contain other proprietary notices and copyright  information, the terms of which must be observed and followed.  Information on this site may contain technical inaccuracies or  typographical errors. Information, including product pricing and  availability, may be changed or updated without notice. Journal  Creations and its subsidiaries reserve the right to refuse service,  terminate accounts, and/or cancel orders in its discretion, including,  without limitation, if Journal Creations believes that customer conduct  violates applicable law or is harmful to the interests of Journal  Creations and its subsidiaries. 

At this time, Journal Creations ships merchandise to locations  within the United States and U.S. territories, including Alaska, Hawaii,  Puerto Rico, Guam, and the US Virgin Islands. Additionally, Journal  Creations ships merchandise to Canada and Mexico, but not to other  international locations. The risk of loss and title for all merchandise  ordered on this Web site pass to you when the merchandise is delivered  to the shipping carrier. 

Customs and import duties may be applied to International orders  when the shipment reaches its destination. Such charges are the  responsibility of the recipient of your order and vary from country to  country. Contact your local customs office for details.
Shipping laws  are different in each country. It is your responsibility to check with  your Customs office to verify whether the country to which you are  shipping permits the shipment of your products. Journal Creations is not  responsible for any direct, indirect, punitive, or consequential  damages that arise from improper international shipping practices. 

Journal Creations charges sales tax for merchandise ordered on  this Web site based on the applicable state sales tax rate and the  location to which the order is being shipped. 

The Content included in this Web site has been compiled from a  variety of sources and is subject to change without notice as are any  products, programs, offerings, or technical information described in  this Web site. Journal Creations makes no representation or warranty  whatsoever regarding the completeness, quality, or adequacy of the Web  site or Content, or the suitability, functionality, or operation of this  Web site or its Content. By using this Web site, you assume the risk  that the Content on this Web site may be inaccurate, incomplete,  offensive, or may not meet your needs and requirements. Journal  Creations SPECIFICALLY DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED,  INCLUDING WITHOUT LIMITATION THE WARRANTIES OF MERCHANTABILITY, FITNESS  FOR A PARTICULAR PURPOSE, AND NONINFRINGEMENT WITH RESPECT TO THESE WEB  PAGES AND CONTENT. IN NO EVENT WILL Journal Creations BE LIABLE FOR ANY  SPECIAL, INDIRECT, INCIDENTAL, OR CONSEQUENTIAL DAMAGES EVEN IF COMPANY  HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.
-- OR Depending on State --
The  information and content on this server is provided "as is" with no  warranty of any kind, either express or implied, including but not  limited to the implied warranties of merchantability, fitness for a  particular purpose, and non-infringement. Any warranty that is provided  in connection with any of the products and services described on this  Web site is provided by the advertiser or manufacturer only, and not by  Journal Creations.
The references and descriptions of products or  services within the Web site materials are provided "as is" without any  warranty of any kind, either express or implied. Journal Creations is  not liable for any damages, including any consequential damages, of any  kind that may result to the user from the use of the materials on this  Web site or of any of the products or services described hereon.
The  descriptions of, and references to, products, services and companies on  this Web site are the sole responsibility of the companies providing the  information ("advertisers"), and not Journal Creations.
The  inclusion of material on this server does not imply any endorsement by  Journal Creations, which makes no warranty of any kind with respect to  the subject matter of the server materials advertised.
A possibility  exists that the server materials could include inaccuracies or errors.  Additionally, a possibility exists that unauthorized additions,  deletions, and alterations could be made by third parties to the server  materials. Although Journal Creations tries to ensure the integrity and  the accurateness of the server materials, it makes no guarantees about  their correctness or accuracy. Before relying on any representation made  in any of the server materials, check with the advertiser of the  product or service to ensure that the information you are relying upon  is correct. 

You may purchase merchandise from this Web site by using any one  of the payment options listed in (link to Payment Options). Journal  Creations reserves the right to change its payment procedures at any  time without prior notice to you. 

VOID WHERE PROHIBITED: Although the information on this Web site  is accessible worldwide, not all products or services discussed in this  Web site are available to all persons or in all geographic locations or  jurisdictions. Journal Creations and the advertisers each reserve the  right to limit the provision of their products or services to any  person, geographic area, or jurisdiction they so desire and to limit the  quantities of any products or services that they provide. Any offer for  any product or service made in the materials on this Web site is void  where prohibited.
GOVERNING LAW: In the event of litigation both  parties agree that the Law of the State of business registration of  Journal Creations shall apply and both parties shall consent to the  jurisdiction of said State's courts, or in the event of diversity of  citizenship, the United States District Court for the (District). Both  parties expressly waive a trial by jury.
MISCELLANEOUS: The Terms and  Conditions constitute the entire agreement between you and Journal  Creations with respect to this Web site. The Terms and Conditions  supercede all prior or contemporaneous communications and proposals,  whether electronic, oral or written between you and Journal Creations  with respect to this Web site. No modification of the Terms and  Conditions shall be effective unless it is authorized by Journal  Creations. If any provision of the Terms and Conditions is found to be  contrary to law, then such provision(s) shall be constructed in a manner  to closely reflect, as much as possible, the intentions of the parties,  with the other provisions remaining in full force and effect